Our Capital Solutions

Equipment financing allows businesses to acquire essential assets — from heavy machinery and manufacturing equipment to technology infrastructure and fleet vehicles — while preserving cash flow for operations and growth.

Point Financing accesses specialist asset finance lenders who assess equipment value accurately and structure hire purchase, finance lease, and operating lease arrangements suited to your business model, tax position, and balance sheet objectives.

Whether you are acquiring a single piece of equipment or outfitting an entire facility, we structure the right financing package at competitive rates.

Not every business has hard assets to pledge as collateral — but that shouldn't prevent access to growth capital. Unsecured lending has expanded significantly, with specialist lenders now underwriting based on trading history, cash flow, revenue quality, and business fundamentals.

Point Financing accesses unsecured lenders who genuinely understand business performance — enabling us to secure facilities for businesses that have the capacity to service debt, even where traditional collateral is limited.

Unsecured facilities are particularly suited to service businesses, technology companies, professional firms, and established businesses with strong trading histories.

Bridge financing is purpose-built for speed and certainty. Whether you are acquiring a property before your existing one sells, completing a business purchase ahead of long-term funding, or capitalising on a time-sensitive market opportunity — bridge loans provide immediate capital with a defined exit strategy.

Point Financing works with specialist bridge lenders who can move fast — often completing within days rather than weeks — and who focus on the exit route as much as the current position.

Bridge loans are typically secured, short-term, and priced for the speed and flexibility they provide.

Point Financing provides bespoke corporate funding solutions that go beyond standard bank lending. We access a wide spectrum of capital providers — from mainstream senior lenders to specialist mezzanine and subordinated debt funds — to build structures that genuinely fit your business.

Whether you need acquisition finance, balance sheet restructuring, capex funding, or a working capital facility to support rapid growth, we design each engagement from first principles. No off-the-shelf products. No rigid criteria. Just intelligent capital engineering.

Our 200+ lender relationships mean we can move quickly, access competitive pricing, and find solutions even in complex or time-sensitive situations.

Large infrastructure and development projects demand capital partners with patience, specialist expertise, and deep lender relationships. Point Financing has structured project finance transactions across energy, real estate, transportation, utilities, and logistics — in both emerging and established markets.

We work with development finance institutions, sovereign funds, infrastructure debt funds, and specialist project lenders to construct financing solutions that match your asset's cash flow profile and risk appetite.

Whether the transaction is non-recourse, limited recourse, or hybrid, we engineer the optimal stack and manage the process through to financial close.

Short-term capital needs often arise without warning — a supplier opportunity, a bridge between financing tranches, or a seasonal working capital gap. Speed and certainty of execution matter as much as pricing.

Point Financing has the lender relationships to move quickly. Our deep understanding of each situation enables us to position transactions accurately — resulting in faster approvals, reduced conditions, and streamlined documentation.

Facilities can be structured as revolving credit lines, term loans, or bridging finance — with repayment profiles matched to your cash flow cycle.

International trade businesses face a familiar challenge: goods must be purchased before payment is received. The gap between those two events — often 30–120 days — requires dedicated financial instruments that most standard lenders don't offer.

Point Financing provides access to specialist trade finance providers who understand letters of credit, documentary collections, supplier finance, and pre-export funding. We support importers, exporters, and commodity traders across all major trade corridors.

Our trade finance solutions allow your business to take on more volume, offer better payment terms to buyers, and negotiate stronger terms with suppliers — without straining your balance sheet.

Long payment terms are a reality of modern B2B commerce — but they don't have to constrain your business. Point Financing provides access to invoice purchasing facilities that convert your debtors' ledger into immediate liquidity.

We acquire your unpaid invoices at a competitive discount rate, providing you with cash against confirmed receivables. This solution is particularly valuable for businesses with extended payment terms of 30–120 days, high-volume transaction businesses, or businesses scaling quickly and needing working capital to match.

Unlike a bank overdraft, invoice purchasing grows naturally with your sales — the more you invoice, the more liquidity you can access.

Most businesses encounter the need for financial guarantees at critical moments — bidding for contracts, securing new premises, opening supplier accounts, or meeting regulatory requirements. The ability to provide these guarantees quickly can be the difference between winning and losing an opportunity.

Point Financing leverages its network of financial institutions to issue guarantees on behalf of clients — covering bank guarantees, performance bonds, landlord guarantees, bid bonds, and advance payment guarantees.

Alongside guarantees, we also engage in direct investment — strategically deploying capital into promising businesses where we see aligned objectives and long-term value creation potential.